![]() ![]() ![]() Not only can you finance your Houzz purchases using this card, but you can even earn rewards points towards future purchases. If you are embarking on a major renovation, a costly redecoration endeavor or any other expensive home decor project, you can save by signing up for the Houzz Credit Card. In addition to hearing about all of the latest discount codes, you can keep track of the items you would like to purchase and curate a feed of your favorite home decor pieces. Houzz does not have a regular email list, but you can get email updates about all of the latest releases, coupon codes and holiday flash sales when you sign up for an account on the website. Sign Up for a Houzz Account to Join Their Email Program From lighting to sofas to backyard decor, there is no shortage of attractive home decor at affordable prices. It is split up into categories, including a "Featured Sales" category that is full of limited time offers at a steep markdown. If you want to see all of the latest deals and promos on the Houzz site, head over to their Sale section. Houzz does not appear to have any printable coupons or printable coupon codes. The total price that you see (after applying a coupon code, of course) is what you will end up paying. They also don’t have any policy regarding stackable coupons, so it’s probably safe to assume that you can only use one online coupon at a time. Houzz doesn’t offer any status-based discounts like a student discount, military discount or a senior citizen discount. Even if there aren’t any promos on the items you want to buy, there are still a few ways to get killer online deals that help you get free shipping, finance your purchases and other savings tips. You can clean up on your home improvement budget when you shop with Houzz online promo codes and take advantage of their online discounts. ![]()
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![]() ![]() Analyzed the User Stories and prepared detailed test cases for new Functionality.Followed Agile methodology, Participated in Sprint planning, Review Sessions & Scrum Meetings and developed Test scenarios, Test cases, Test data, Test procedures, Test reports.MS Office Tools: Outlook, Word, Excel, PowerPoint, MS Accessĭatabases/Database tools: SQL Server, Oracle, MySQL, SQLĭefect Tracking Tools: HP ALM/Quality Center, JIRA, Bugzilla, Rally Operating System: Windows, Unix, Linux, IOS, Android OSīrowsers: Internet Explorer, Mozilla Firefox, Google Chrome, Safari Web services: Ready API, SOAPUI PRO, SOAP UI, Postman Version Control Tools: GitHub, SVN, Bitbucket Web Technologies: HTML, XML, CSS, JavaScript Test Build & Integration Tools: Maven, Jenkinsįrameworks: Keyword Driven, Data Driven, Hybrid Driven, Page Object Model (POM), Page Factory Testing Tools: Selenium WebDriver, Selenium IDE/RC, Selenium Grid, Cucumber, TestNG, Junit Test Approaches: Waterfall, Agile/Scrum, SDLC, STLC, Bug life Cycle Excellent Organization, Analytical and Problem-Solving skills and ability to quickly learn new technologies.Proficient in documenting defects with high level of detail, accuracy and informative recreation steps using HP ALM/Quality Center, JIRA and Bugzilla.Experienced in handling the issues of Synchronization in Selenium WebDriver using waits such as Implicit wait, Explicit wait and Fluent wait.Experience in Mobile Automation (Android & IOS) using Appium.Generated test logs using Log4 j for various log levels.Expertise in implementing Maven as a build management tool to manage the required dependencies, plug-ins and for uniform build system.Excellent experience with source version control tools such as GIT & Subversion.Developed Test Scripts to implement Test Cases, Test Scenarios, features and Step Definitions in Gherkin format for BDD (Behavior Driven Development) using Cucumber.Performed Continuous integration automation using Jenkins and scheduled the tests to run at specific time.Expertise in using Apache POI for data driven frameworks, to load test data into required test scripts from external sources like excel sheets.Experience in controlling the flow of execution of methods using TestNG annotations and used TestNG to run parallel testing.Expertise in writing SQL Queries for Database testing and performing backend testing for data validation using Microsoft SQL Server, MySQL, Oracle and establish JDBC connectivity between the Java Programming language and a wide range of databases.Validated request and response, SOAP and RESTFUL Web service calls. Experienced in Web Services testing using SOAPUI and Postman.Implemented different automation frameworks like Data-Driven Framework, Keyword- Driven Framework, Hybrid Framework, Page Object Model(POM) design pattern and Page Factory for various projects.Excellent knowledge and experienced in working with Automation tools such as Selenium (Selenium IDE, Selenium RC, Selenium WebDriver and Selenium Grid), extensively involved in UI Automation by using Selenium Web Driver.Expertise and working knowledge of Core Java and Object-Oriented Concepts.Experience in various types of AUT (Application under Test) such as Manual testing, Automation testing, Smoke testing, Regression testing, Performance testing, compatibility testing, System testing and Functional testing.Expertise in developing Test plan, Test Strategy, Test Scenarios, Test cases and generating reports in both manual and automation testing based on requirements document.Expertise in different phases of Software Development Life Cycle (SDLC) and Software Testing Life Cycle (STLC) including methodologies like Agile and Waterfall.Good experience as a Senior QA Automation Test Engineer in various domains like Health care, Banking, E-Commerce and Insurance. Expertise in developing Automation Test Scripts using Selenium WebDriver with Java for web - based applications. ![]() 9+ years of experience as a Quality Assurance professional in Automation and Manual Testing for all phases of SDLC and STLC. ![]() ![]() ![]() Take our Daily Bible Quests – a collection of game challenges that feature an encouraging Bible verse of the day.SUPERBOOK Club members can watch over 50 episodes from the SUPERBOOK series.Images of Bible characters, places and artifacts enhanced with detailed biographies.Dozens of dynamic video clips from the SUPERBOOK animation series.39 full-length, free episodes from the Emmy-nominated children's Bible animation series - SUPERBOOK.This free kids Bible app also includes profiles of people, places and artifacts found in the Bible.Biblical answers to hundreds of questions that are common to children.Videos and interactive content embedded within the Bible, so kids can easily interact with each chapter of the children's Bible.Includes Trivia Bible Games, Word Bible Games and Action Bible Games.Other aspects of the Superbook children’s Bible app include: Some of the episodes included in the Superbook children’s Bible app are: Featuring thirty nine (39) full-length, FREE EPISODES from the Emmy nominated Superbook series including David and Goliath, The Ten Commandments, Daniel and the Lions’ Den, The First Christmas and more Bible stories! This FREE Kid's Bible app brings the Bible to life for the entire family with a full Bible, videos, images and engaging interactive games. Easy to understand kids Bible, fun Bible games and 39 FREE EPISODES from the Emmy Nominated Superbook series including David and Goliath and He Is Risen! ![]() ![]() ![]() In addition to offering appealing and flexible terms, LightStream charges no origination, late payment or prepayment fees. Repayment terms are available from two to seven years, making it an excellent option for those who want to spread out the payment of large expenses over time. Although a number of lenders offer smaller loans than the LightStream minimum, few lenders offer a higher maximum loan. Loan amounts vary based on the loan purpose. The platform offers unsecured personal loans from as little as $5,000 up to $100,000. For more information, please see our Privacy Policy Page.LightStream is a consumer lending division of Truist-which formed following the merger of SunTrust Bank and BB&T. Our affiliate compensation allows us to maintain an ad-free website and provide a free service to our readers. This can affect which services appear on our site and where we rank them. While we strive to keep our reviews as unbiased as possible, we do receive affiliate compensation through some of our links. Our mission is to help consumers make informed purchase decisions. Clarify all fees and contract details before signing a contract or finalizing your purchase. For the most accurate information, please ask your customer service representative. Pricing will vary based on various factors, including, but not limited to, the customer’s location, package chosen, added features and equipment, the purchaser’s credit score, etc. So before you close on your commercial business loan, make sure you get a full list of fees from your lender.ĭisclaimer: The information featured in this article is based on our best estimates of pricing, package details, contract stipulations, and service available at the time of writing. Commercial loans have all sorts of fees your loan may include several of these: But mostly, you just need to know that the more qualified you are as an applicant, the better rate you can get.īut remember, APR is more than interest-it also includes the fees you’ll pay. The interest rate you get depends on a few different things, including your lender, your personal credit score, your business credit rating, and the term length of your loan. In fact, you can find commercial loan rates as low as 3%, while they cap out around 15%. Commercial real estate loans have some of the lowest interest rates on business loans, partly because the real estate itself serves as collateral for your loan. Put simply, interest rates are just one part of APR loan fees make up the other portion. Your annual percentage rate is meant to describe the full cost of your loan over a year. Let’s clear something up right now: APR and interest rates are not the same thing. ![]() But there’s more you should know about APR. the loan balance.Īt base, the effect of APR ( annual percentage rate) on your loan is simple: a higher APR translates to a higher loan cost. ![]() These tables show you how much each payment would cost you for the duration of your repayment term (the amortization period), as well as how much of each mortgage payment goes toward interest on the loan vs. Plus, after you’ve done your basic calculation, a commercial mortgage calculator lets you view a loan amortization table. (18% goes to interest with the five-year term, and 11% goes to interest with the three-year term.) It will even show you what percentage of your loan cost goes toward interest and what percentage goes toward the loan principle. But a shorter term of three years changes the total to $338,432.75―saving you thousands of dollars.Ī commercial loan calculator can also estimate your monthly payments. Using the loan calculator, you can see that a five-year repayment term makes the total loan cost $364,975.10. Then you can use the loan calculator to see how the total loan cost changes as those various factors change.įor example, let’s assume you’re considering a $300,000 commercial mortgage with an 8% interest rate. ![]() ![]() ![]() If you are a user of Windows 10 or Mac, please use PhotoScape X. You can support future development by donating. Face Search: Find similar faces on the Internet.Paper Print: Print lined, graph, music and calendar paper.But you still can install the program as a standalone image viewer and picture manager on your Windows or Mac laptop. Google shut down all its online features such as export to the cloud, online backup and sync. Rename: Change photo file names in batch mode Is Picasa Available for Windows 10 Yes, it’s still available for Windows 10 and Mac, if you find an offline installer of Picasa 3.Color Picker: Zoom in on images, search and pick a color. ![]() ![]() Screen Capture: Capture your screenshot and save it.Splitter: Slice a photo into several pieces.that allows users to view and organize photos on their computers if they are more curious about. Windows Multimedia Photography PhotoScape Download Download PhotoScape for PC Free In English V 3.7 3.9 (34791) Security Status PhotoScape free download. Print: Print portrait shots, carte de visites(CDV), passport photos Picasa for PC is a piece of software created by Google, Inc.Animated GIF: Use multiple photos to create a final animated photo Windows Internet & Network Download Managers Picasa Album Downloader Picasa Album Downloader for Windows Free In English V 1.0 3.We cannot confirm if there is a free download of this software available. Using the link below to download Picasa from the developer's website was possible when we last checked. Combine: Attach multiple photos vertically or horizontally to create one final photo Windows Photo & Graphics Viewers & Editors Picasa Download Download Picasa Thank you for using our software library.Page: Merge multiple photos on the page frame to create one final photo.Batch editor: Batch edit multiple photos.Editor: resizing, brightness and color adjustment, white balance, backlight correction, frames, balloons, mosaic mode, adding text, drawing pictures, cropping, filters, red eye removal, blooming, Full Setup Size: 13 MB Setup Type: Offline Installer / Full Standalone Setup Compatibility Architecture: 64 Bit (圆4) Latest Version Release Added On: 21th Mar 2018 Developers: Picasa System Requirements For Picasa Before you start Picasa free download, make sure your PC meets minimum system requirements.Viewer: View photos in your folder, create a slideshow.PhotoScape is a fun and easy photo editing software that enables you to fix and enhance photos. ![]() ![]() ![]() Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Founded by two major entities Paxos, and. compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Binance USD is a regulated, collateralised, fiat-backed stablecoin that is pegged to the US dollar at a 1:1 ratio. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. We may also receive compensation if you click on certain links posted on our site. We may receive compensation from our partners for placement of their products or services. While we are independent, the offers that appear on this site are from companies from which receives compensation.
![]() Attempting to use computername "Įcho "The email retrieved from JAMF API seems to be a valid email address "Įcho "Making GET request to Classic JAMF API using Username " Parsed Email: "Įcho "Please make sure JAMF credentials have READ access on the user object and endpoints have emails properly set "Įcho "Failed to retrieve valid email address from JAMF API. Return= $(sudo /Volumes/Backblaze \ Installer/Backblaze \ Installer.app/Contents/MacOS/bzinstall_mate -nogui -createaccount_or_signinaccount $email $groupid $grouptoken $region )Įcho "Failed to retrieve valid email address from JAMF API. Return= $(sudo /Volumes/Backblaze \ Installer/Backblaze \ Installer.app/Contents/MacOS/bzinstall_mate -nogui -createaccount_or_signinaccount $email $groupid $grouptoken ) Return= $(sudo /Volumes/Backblaze \ Installer/Backblaze \ Installer.app/Contents/MacOS/bzinstall_mate -upgrade bzdiy ) Email account exists but is not a member of indicated Group, Group ID is incorrect, or Group token is incorrect, Please see the install log file for more details. One possible reason is that the Backblaze installer doesn’t have root permissions and is failing. # BZERROR:1000 - This is a general error code. Close System Preferences and retry the installation. # BZERROR:190 - The System Preferences process is running on the computer. # You can configure a temp account for this in the "Jamf Pro User Accounts ![]() ![]() ![]() Helio fought several times throughout the next 6 years trying to promote the Gracie academy together with his brothers. the fight was against a boxer by the name of Antonio Portugal and the fight lasted less then a minute as Helio choked his opponent out. George Gracie was an excellent fighter, but lived a wild lifestyle and Helio soon became Carlos star pupil, so much that in 1932 Carlos gave him his first no-holds-barred (old school Mixed Martial Arts bouts were almost no rules were involved), He was 18 years old. When he found out Helio was already advanced in his techniques and was a good training partner for his brothers, Carlos allowed his training to continue and accepted him in their normal classes. Helio started rolling with his brothers, hiding the fact from Carlos who was over protective of his younger brother and feared for his health. To help him in this new challenge he invited his brothers Oswaldo, Gastao, Helio and George, to come and join him (both because he needed help in the academy and because he wanted to take his brother off their abusive father’s hands). Instead he would stand aside and try to understand the mechanics of the Jiu Jitsu game.Ī few years after the Gracies moved to Rio de Janeiro, in 1925, Carlos Gracie – the eldest managed to fulfill his dream of creating the first Jiu Jitsu Academy. They would spar regularly, however, Helio wasn’t allowed to be a part of the actual fighting as he was too fragile. All Carlos learn in the Jiu Jitsu classes he would then try and pass on to his brothers. His brother started training regularly with Maeda and rapidly became one of his top students. ![]() In the last years of the Gracies stay in Belem do Para, his older brother Carlos got to meet Misuyio Esai Maeda (aka Count Coma ), who was a Jiu Jitsu and Kodokan Judo black belt who had come to Brazil with the intent of divulging the Japanese Martial Arts. All these changes in his early life didn’t go without effect and he started suffering from chronic dizziness and his health was precarious, mostly due to his psychological instability. Helio’s childhood was a troubled one, his family went bankrupt when he was young and in 1921 they had to move from Belem do Para (his native town) to Brazil’s capitol city, Rio de Janeiro. There were 9 brothers and sisters, and Helio stood out since the beginning due to his body type tall and lanky he was the complete opposite of his brothers who were shorter, and stockier. His lineage and legacy is one of the strongest in the sport and he is seen by many as the father of this unique Brazilian martial art.īorn in October 1st 1913, Helio was the youngest son of Gastao Gracie, a third generation Scotsman. One of the first representatives of Gracie Jiu-Jitsu, he was also the father and master of many fighters who brought the art of Brazilian Jiu-Jitsu into the martial arts mainstream in the early 1990′s. Team/Affiliation: Gracie Jiu Jitsu Academyīiography: Helio Gracie is arguably the most important figure in history of Brazilian Jiu-Jitsu. Main Achievements: Helio was Brazil’s top ranked fighter in Vale-Tudo (literally ‘anything goes’) for most of his competitive career. ![]() ![]() ![]() The side passage sets this townhouse apart from the others. Albeit situated at the front of the house, it’s a private living space that conveniently connects to the sitting room and dining area lying further inside.īeautifully designed, it calls to mind an image of a garden sitting area with a side passage for walking along. The wooden door opens into a surprisingly peaceful semi-outdoor room aptly named “ Sala”, which is Thai for garden pavilion. It’s a surefire way to improve air circulation and get rid of stuffy smells, a common problem of townhouse living. The perforated bricks double as a decorative privacy screen that protects the home from prying eyes. Never too small to make a difference, the newly refurbished townhouse stands out from the rest in that its building shell is made of air bricks that are great for natural ventilation. Upstairs, the entire floor plan was revised, while the ground floor platform was raised slightly to keep it above the edge of the water during a flood. Central to their work was the creation of an open concept home plan that’s flexible for multiple uses.Īccordingly, the old second-floor balcony was knocked down and replaced by steel framing for a light and spacious façade. The task of refurbishment was given to a team of architects from the design firm OAAS. Or it can be available to be rented if need be. It’s the place where he lives when traveling to the city for business. ![]() Inheriting the townhouse from his parents, the new owner has made a firm decision to renovate it to a good state of repair. Incredibly light and airy, it feels like anything but a townhouse, so to speak. A redesigned open floor plan has given it the feeling of home, a sense of belonging and purpose. No longer is it a stuffy, overcrowded space lacking fresh air and ventilation. Photographs: Nattakit Jeerapatmitee / An old townhouse in the heart of Bangkok’s downtown has been lovingly restored in ways that adapt to changing lifestyle needs. Story: Wuthikorn Sut / English version: Bob Pitakwong / ![]() ![]() ![]() (Examples of material connections include relatives or close personal friends – whether the transaction involves them as individuals or as principals in a firm doing business with the bank. Insiders should not represent the Bank in any transaction where he or she has a material connection or a financial interest. The Bank will not purchase any goods or services from a company in which a director has a related interest. If any fees or terms are found by the Board to be excessive, the Board shall take prompt corrective action, including requiring restitution to the Bank, to remedy the situation. No deposits shall be accepted from any insider of the Bank on more favorable terms than to any other ESSA customer, including higher interest rates, or longer or shorter maturities. No extension of credit shall be granted to any insider of the Bank on more favorable terms, such as a lower interest rate charged, and/or extended maturity than is available to the general public, or in the alternative, is widely available to all ESSA employees. Special attention will be paid by the Board to any potentially excessive salaries or bonuses, director’s fees, fees paid where there is no apparent benefit to the Bank, and fees paid for services not yet received. Conflicts of InterestĪll transactions with insiders will be made on substantially the same terms as those afforded other ESSA customers to avoid the appearance of preferential treatment. The internal auditor is given the authority to audit all of the elements under this policy as to compliance thereof. This includes not only making loans, but also approving overdrafts, accepting checks on uncollected funds, waiving non-sufficient funds (NSF), overdraft, or lateĬharges, and waiving the requirement for financial statements or collateral documents. A person is generally deemed to be in control if he or she owns 25% of the controlled entity, or owns 10% and is an executive officer or director of the controlled entity. Related Interests:Ī related interest is a company controlled by a person or a political campaign committee controlled by or benefiting a person. Executive Officers:Įxecutive officers include division heads, COO & President/CEO. Definitions: Insider:Įach executive officer or director and each of his or her related interest (as defined in Regulation O) is deemed to be an insider for the purpose of this policy. Recuse themselves from voting on the matter or transaction (if the insider is a director). Refrain from participating in the Board’s discussion of the matter or transaction, and,ģ. The facts known to the insider as to the matter or transaction under consideration.Ģ. The existence, nature and extent of the insiders’ interest Ģ. Disclose to the Board all material non-privileged information relevant to the Board’s decision on the matter or transaction, includingġ. ![]() ![]() Insiders must, if they have an interest in a matter or transaction before the Board of Directors:ġ. Insiders must not advance their own personal or business interest, or those of others with whom they have a personal or business relationship, at the expense of the Bank. Policy Elements Conflict of Interest Policy Statement: Establish authority as to approval of exceptions to policy.Įstablish the authority for the President to require all insiders to submit a statement attesting to their compliance with this policy each calendar year.Įstablish the basic “Code of Ethics” to be employed by all insiders during the period for which he or she works for or represents the Bank. Set policy as to what constitutes a conflict of interest. Additionally, the policy will establish a “Code of Ethics” for all insiders. To provide the insiders of this Bank with the standards as to what is and what is not acceptable behavior with regards to conflict of interest. In order to protect that reputation, the Board has adopted this policy to ensure ESSA remains a trusted and viable entity in this community. The Board of Directors understands that ESSA Bank & Trust’s (ESSA’s) reputation for integrity and trust is determined by the conduct of its insiders. ![]() |